Finance Fintech & Digital Banking

nexgile-finverse-hub

The Nexgile-FinVerse Hub is a comprehensive digital financial ecosystem designed to democratize financial services across emerging markets, with a primary focus on Nigeria and broader African expansion. This all-in-one platform integrates payments, banking, business management, credit services, and international remittances for both businesses and individuals.

Explore Digital Workers View Capabilities

System Status

Operational

3 Digital Workers

16 AI Agents

30 + Capabilities

AI Powered

Portal ID: nexgile-finverse-hub

Platform Overview

Comprehensive enterprise solution

The portal provides complete digital business account management including instant account opening, multi-tiered KYC verification, real-time balance monitoring, and comprehensive financial analytics. Users can manage multiple accounts, view detailed transaction histories, and access financial dashboards with cash flow visualization and revenue trac... The portal provides complete digital business account management including instant account opening, multi-tiered KYC verification, real-time balance monitoring, and comprehensive financial analytics. Users can manage multiple accounts, view detailed transaction histories, and access financial dashboards with cash flow visualization and revenue tracking. A full-featured card management system enables users to request physical and virtual debit cards, manage card controls and spending limits, view card statements, track card deliveries, and monitor card-based transactions. Virtual cards provide secure online purchasing capabilities. The integrated loans module offers working capital solutions for businesses with features including loan product browsing, eligibility checking, loan applications, active loan management, and loan calculators. AI-powered credit scoring analyzes transaction history and business cash flow for risk-based lending decisions. A comprehensive Point of Sale management system allows businesses to manage POS terminals, onboard and oversee agents, assign terminals to locations, track POS transactions, and manage terminal inventory. This supports the network of agency banking points across Nigeria. The FinVerse Global module facilitates cross-border payments, particularly for the UK-Nigeria corridor, with features including international money transfers, recipient management, transfer tracking, remittance history, and exchange rate calculators enabling fast transfers to Nexgile-FinVerse accounts. Users can access savings products, create goal-based savings plans, open fixed deposits, and explore investment opportunities through a dedicated savings module with dashboards and financial planning tools. The invoicing module provides digital invoicing capabilities including invoice creation, customer management, product catalogs, and receipt generation. Combined with analytics and financial reporting, businesses gain complete operational visibility. Core payment functionality includes sending money, requesting payments, bill payments for utilities and services, beneficiary management, bulk payment processing, scheduled payments, standing orders, and payment templates for recurring transactions. Agentic AI scenarios provide intelligent automation capabilities for streamlining financial operations and enhancing user experience through smart decision-making support.

Platform Screenshots 4 images

Beneficiaries management screen - Add and manage payment recipients

Products catalog - Browse and manage financial products and services

MonieWorld Recipients - International money transfer recipient management

MonieWorld History - View transaction history and payment records

AI-Powered Automation

Digital Workers

Autonomous AI systems orchestrating multi-agent workflows

3 Workers

16 Agents

24/7 Uptime

Digital Worker

AI Credit Assessment System

Traditional credit assessment relies on limited financial data, excluding informal economy participants from accessing loans. Manual underwriting is slow, subjective, and fails to capture holistic borrower creditworthiness, resulting in high rejection rates for SMEs lacking formal credit history.

AI Agents

Transaction Analysis Agent ACTIVE

Business Intelligence Agent ACTIVE

+ 3 more

5 Agents View Details

Digital Worker

AI Fraud Detection System

Real-time transaction fraud detection requires sub-second decisions across millions of transactions while minimizing false positives that block legitimate customers. Manual review cannot scale and fraud rings evolve faster than rule-based systems can adapt.

AI Agents

Behavioral Pattern Agent ACTIVE

Network Graph Agent ACTIVE

+ 4 more

6 Agents View Details

Digital Worker

AI Business Intelligence Advisor

Small business owners lack access to professional business intelligence and strategic advisory services. They cannot benchmark performance against peers, identify growth opportunities, optimize inventory, or understand customer behavior patterns without expensive consultants.

AI Agents

Business Performance Agent ACTIVE

Inventory Optimization Agent ACTIVE

+ 3 more

5 Agents View Details

Business Overview

Platform at a Glance

Comprehensive overview of capabilities, audience, and value delivered

Enterprise Capabilities

30 core functions

Digital business account management with instant account opening

Multi-tiered KYC verification

Real-time balance monitoring and comprehensive financial analytics

Multiple account management with detailed transaction histories

Financial dashboards with cash flow visualization and revenue tracking

Physical and virtual debit card management

Card controls and spending limits configuration

Card statement viewing and delivery tracking

Working capital loans and credit solutions

Loan product browsing, eligibility checking, and applications

Active loan management with loan calculators

AI-powered credit scoring based on transaction history and business cash flow

POS terminal management and agent onboarding

Terminal assignment to locations and inventory management

POS transaction tracking

International money transfers for UK-Nigeria corridor

Recipient management and transfer tracking

Remittance history and exchange rate calculators

Savings products and goal-based savings plans

Fixed deposits and investment opportunities

Financial planning tools and savings dashboards

Digital invoicing and receipt generation

Customer management and product catalogs

Sending and requesting money

Bill payments for utilities and services

Beneficiary management

Bulk payment processing

Scheduled payments and standing orders

Payment templates for recurring transactions

Agentic AI for intelligent automation and smart decision-making support

Target Audience

9 stakeholder groups

Active businesses

SMEs (Small and Medium Enterprises)

Informal economy merchants

Retail merchants

Service providers

Underbanked population

Diaspora community

Entrepreneurs requiring accessible banking and working capital solutions

Individuals seeking integrated financial services

Competitive Edge

10 key differentiators

Comprehensive all-in-one digital financial ecosystem

Designed to democratize financial services across emerging markets

Primary focus on Nigeria with broader African expansion

AI-powered credit scoring for risk-based lending decisions

Supports the network of agency banking points across Nigeria

Presence across Nigerian Local Government Areas

Transforms informal economy participants into formal financial ecosystem members

Fast transfers to Nexgile-FinVerse accounts via FinVerse Global

Virtual cards for secure online purchasing

Intelligent automation through Agentic AI scenarios

Value Proposition

9 key benefits

Drives financial inclusion across Nigerian Local Government Areas

Transforms informal economy participants into formal financial ecosystem members

Provides accessible banking and working capital solutions for entrepreneurs

Delivers complete operational visibility through analytics and financial reporting

Enables secure online purchasing through virtual cards

Facilitates fast international transfers particularly for UK-Nigeria corridor

Streamlines financial operations through intelligent automation

Enhances user experience through smart decision-making support

Offers risk-based lending decisions through AI-powered credit scoring