AI Agent Multi-Agent AI Credit Analysis & Financial Health Platform Active

Open Banking Transaction & Income Analyst

Connects to PSD2-compliant Open Banking APIs to analyze 12 months of transactions. Performs income verification (declared vs.

View Core Logic Back to Worker

Parent Worker Multi-Agent AI Credit Analysis & Financial Health Platform

Agent ID

open-banking-analyst-agent

Portal Nexgile-FintelliQ Nexus

Sector Fintech / Credit Bureau & Lending Technology

Status

Operational

Problem Statement

The challenge addressed

Declared income often differs from actual income. Real-time transaction analysis through Open Banking provides verified income, spending patterns, and financial resilience indicators.

Core Logic

How the agent solves it

Connects to PSD2-compliant Open Banking APIs to analyze 12 months of transactions. Performs income verification (declared vs. verified), spending categorization across 175+ categories, cash flow healt... Connects to PSD2-compliant Open Banking APIs to analyze 12 months of transactions. Performs income verification (declared vs. verified), spending categorization across 175+ categories, cash flow health scoring, and financial resilience assessment. Identifies risk indicators including gambling spend, BNPL usage, payday loans, and crypto transactions. Uses `open_banking_analyzer` (~2500ms), `transaction_categorizer` (~800ms), `affordability_calculator` (~350ms), and `income_verification` (~450ms) tools.

System Navigation

Explore related components

Portal

Nexgile-FintelliQ Nexus

Digital Worker

Multi-Agent AI Credit Analysis & Financial Health Platform

Current Agent

Open Banking Transaction & Income Analyst

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