Finance Fintech / Credit Bureau & Lending Technology

nexgile-fintelliq-nexus

The Nexgile-FintelliQ Nexus is a comprehensive digital platform that empowers financial service providers with intelligent credit decisioning, multi-layered fraud prevention, and consumer financial wellness capabilities.

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System Status

Operational

3 Digital Workers

23 AI Agents

24 + Capabilities

AI Powered

Portal ID: nexgile-fintelliq-nexus

Platform Overview

Comprehensive enterprise solution

The portal enables real-time credit risk assessment through integration of traditional credit bureau data, Open Banking transactional insights, and pioneering Buy Now Pay Later (BNPL) data aggregation. Financial institutions can process credit applications with automated decisioning workflows, leveraging over 2,000 credit attributes through Fintell... The portal enables real-time credit risk assessment through integration of traditional credit bureau data, Open Banking transactional insights, and pioneering Buy Now Pay Later (BNPL) data aggregation. Financial institutions can process credit applications with automated decisioning workflows, leveraging over 2,000 credit attributes through FintelliQ Vision integration. The affordability assessment module analyzes income verification, expenditure categorization, and debt-to-income calculations to support responsible lending practices aligned with FCA Consumer Duty requirements. The platform provides comprehensive fraud protection through FintelliQ Validate-powered identity verification spanning over one billion global consumer records. The system combines identity, device, behavior, and biometric signals to deliver robust protection against evolving fraud threats. Consumers can securely connect their bank accounts through OAuth 2.0 authorization, enabling transaction categorization across 175+ sub-categories. The platform performs automated income and expenditure analysis, gambling activity flagging, and financial resilience scoring to support credit decisions with real transactional evidence. As a pioneering capability in the UK market, the portal ingests and displays Buy Now Pay Later account data from leading providers, providing a complete view of consumer credit commitments. This includes total BNPL exposure calculations, missed payment tracking, and integration with affordability assessments. The FintelliQ CreditView platform empowers individual consumers with credit monitoring, score tracking, and personalized improvement recommendations. Interactive tools like the Score Simulator enable what-if scenario modeling, while Credit Mentor provides financial education content. Vulnerability Registration Service (VRS) integration ensures appropriate support for consumers experiencing financial difficulty. Built-in compliance automation supports FCA Consumer Duty requirements with comprehensive audit trails, vulnerable customer identification, and automated regulatory reporting. KYC/AML workflows include PEP screening, sanctions checking, and suspicious activity detection. The portal features AI-driven multi-agent capabilities for fraud detection and credit risk assessment, showcasing intelligent orchestration of specialized agents working collaboratively to analyze applications, investigate fraud cases, and deliver comprehensive risk assessments with real-time visibility into agent workflows.

Platform Screenshots 4 images

Credit Decisioning Dashboard

BNPL Dashboard - Comprehensive view of Buy Now Pay Later accounts and exposure

Customer 360 View - Comprehensive customer overview with credit analysis and fraud detection

Compliance Dashboard

AI-Powered Automation

Digital Workers

Autonomous AI systems orchestrating multi-agent workflows

3 Workers

23 Agents

24/7 Uptime

Digital Worker

Multi-Agent AI Fraud Detection & Risk Assessment Engine

Financial institutions face significant losses from sophisticated fraud schemes including synthetic identity fraud, account takeover, application fraud, and bust-out schemes. Traditional rule-based systems fail to detect evolving fraud patterns, resulting in high false positive rates and missed fraud cases.

AI Agents

Multi-Agent Orchestration Coordinator ACTIVE

Identity Verification Specialist ACTIVE

+ 5 more

7 Agents View Details

Digital Worker

Multi-Agent AI Fraud Case Investigation & Analysis Platform

Fraud investigators face complex cases requiring analysis of multiple data sources and emerging fraud types including deepfakes, cryptocurrency scams, authorized push payment fraud, and real-time payment fraud. Manual investigations are time-consuming and inconsistent.

AI Agents

Investigation Workflow Coordinator ACTIVE

AI-Generated Content & Document Authenticity Analyzer ACTIVE

+ 6 more

8 Agents View Details

Digital Worker

Multi-Agent AI Credit Analysis & Financial Health Platform

Traditional credit scoring relies on limited bureau data and fails to capture real financial behavior. Lenders need comprehensive risk assessment using Open Banking data, behavioral analytics, and explainable AI while meeting FCA Consumer Duty requirements.

AI Agents

Credit Assessment Workflow Coordinator ACTIVE

Credit History & Score Analyzer ACTIVE

+ 6 more

8 Agents View Details

Business Overview

Platform at a Glance

Comprehensive overview of capabilities, audience, and value delivered

Enterprise Capabilities

24 core functions

Real-time credit risk assessment through integration of traditional credit bureau data, Open Banking transactional insights, and BNPL data aggregation

Automated credit decisioning workflows leveraging over 2,000 credit attributes through FintelliQ Vision integration

Affordability assessment with income verification, expenditure categorization, and debt-to-income calculations

Identity verification spanning over one billion global consumer records via FintelliQ Validate

Device risk intelligence with behavioral analytics

Synthetic identity fraud detection with sub-30ms response times

Biometric document verification with liveness detection

Secure bank account connection via OAuth 2.0 authorization

Transaction categorization across 175+ sub-categories

Automated income and expenditure analysis

Gambling activity flagging

Financial resilience scoring

BNPL data ingestion and display from leading providers

Total BNPL exposure calculations and missed payment tracking

Credit monitoring and score tracking via FintelliQ CreditView

Personalized credit improvement recommendations

What-if scenario modeling via Score Simulator

Financial education content via Credit Mentor

Vulnerability Registration Service (VRS) integration

Comprehensive audit trails and vulnerable customer identification

Automated regulatory reporting

KYC/AML workflows including PEP screening, sanctions checking, and suspicious activity detection

AI-driven multi-agent fraud detection and credit risk assessment

Intelligent orchestration of specialized agents for application analysis and fraud investigation

Target Audience

7 stakeholder groups

Financial service providers

Financial institutions processing credit applications

Lenders requiring responsible lending practices

Individual consumers seeking credit monitoring and improvement

Consumers experiencing financial difficulty requiring vulnerability support

UK market participants requiring BNPL data visibility

Organizations requiring FCA Consumer Duty compliance

Competitive Edge

10 key differentiators

Comprehensive digital platform combining credit decisioning, fraud prevention, and consumer wellness

Over 2,000 credit attributes through FintelliQ Vision integration

FintelliQ Validate-powered identity verification spanning over one billion global consumer records

Sub-30ms response times for synthetic identity fraud detection

Pioneering BNPL data aggregation capability in the UK market

Multi-layered fraud prevention combining identity, device, behavior, and biometric signals

175+ transaction sub-categories for comprehensive financial analysis

Complete view of consumer credit commitments including BNPL exposure

FCA Consumer Duty aligned compliance automation

AI-driven multi-agent capabilities with real-time visibility into agent workflows

Value Proposition

10 key benefits

Empowers financial service providers with intelligent credit decisioning capabilities

Supports responsible lending practices aligned with FCA Consumer Duty requirements

Delivers robust protection against evolving fraud threats

Supports credit decisions with real transactional evidence from Open Banking

Provides a complete view of consumer credit commitments including BNPL exposure

Empowers individual consumers with credit monitoring, score tracking, and personalized improvement recommendations

Ensures appropriate support for consumers experiencing financial difficulty through VRS integration

Automates compliance with comprehensive audit trails and regulatory reporting

Reduces fraud risk through multi-layered identity, device, behavior, and biometric verification

Enables real-time visibility into AI agent workflows for transparent risk assessments