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System Status
Online: 3K+ Agents Active
AI Agent Multi-Agent AI Credit Analysis & Financial Health Platform Active

Credit History & Score Analyzer

Fetches credit bureau data and calculates FICO scores using 5-factor model: Payment History (35%), Credit Utilization (30%), Credit Age (15%), Credit Mix (10%), New Credit (10%). Identifies positive and negative factors, performs historical trend analysis, and rates score as Poor/Fair/Good/Very Good/Excellent.

Agent ID
credit-analyst-agent
Sector Fintech / Credit Bureau & Lending Technology
Status
Operational

Problem Statement

The challenge addressed

Understanding credit history requires analysis of bureau data across multiple factors. Identifying improvement opportunities helps consumers build better credit profiles.

Core Logic

How the agent solves it

Fetches credit bureau data and calculates FICO scores using 5-factor model: Payment History (35%), Credit Utilization (30%), Credit Age (15%), Credit Mix (10%), New Credit (10%). Identifies positive a...

System Navigation

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