Telecom Financial Technology - Payment Processing

nexgile-cognipay-nexus

The Nexgile-CogniPay Nexus is an enterprise-grade digital platform designed to deliver comprehensive payment processing solutions for telecommunications and media companies operating across Spain and Portugal. This unified payment infrastructure addresses the complex billing and transaction needs of modern digital businesses.

Explore Digital Workers View Capabilities

System Status

Operational

3 Digital Workers

26 AI Agents

24 + Capabilities

AI Powered

Portal ID: nexgile-cognipay-nexus

Platform Overview

Comprehensive enterprise solution

The portal provides a robust virtual POS terminal system supporting real-time authorization for credit and debit cards including Visa, MasterCard, Maestro, AMEX, and JCB. It integrates with over 60 Spanish and Portuguese financial institutions through ServiRed and Sistema 4B networks. The system handles authorization, pre-authorization, capture, vo... The portal provides a robust virtual POS terminal system supporting real-time authorization for credit and debit cards including Visa, MasterCard, Maestro, AMEX, and JCB. It integrates with over 60 Spanish and Portuguese financial institutions through ServiRed and Sistema 4B networks. The system handles authorization, pre-authorization, capture, void, refund, and tokenization operations with sub-second response times. Multi-layer 3D Secure authentication ensures transaction security through Verified by Visa, MasterCard SecureCode, and proprietary protocols. A sophisticated recurring billing engine enables flexible subscription lifecycle management with daily, weekly, monthly, and annual billing frequencies. The platform supports advanced pricing models including tiered pricing, volume discounts, promotional campaigns, and bundle management. Intelligent payment retry logic with cascading attempts and automated dunning management minimize involuntary churn through proactive customer communication. The portal delivers a unified payment experience across web, mobile, and API channels. Alternative payment methods include digital wallets, bank transfers, buy-now-pay-later options, and carrier billing. The responsive design ensures PCI compliance while supporting seamless omnichannel customer experiences. For telecommunications providers, the portal offers convergent billing, usage-based charging, roaming calculations, prepaid account management, and device financing workflows. Media and entertainment companies benefit from content monetization tools, streaming platform management, gaming micropayment processing, and digital marketplace capabilities. Real-time machine learning fraud detection, customizable risk rules, blacklist management, and behavioral analysis protect against fraudulent transactions. The platform maintains PCI DSS Level 1 compliance with comprehensive audit logging, KYC verification workflows, and regulatory reporting for AML and GDPR requirements. Comprehensive dashboards provide real-time transaction monitoring, revenue analytics, conversion tracking, and customer insights. Financial reporting includes settlement reconciliation, commission breakdowns, and custom report generation for informed decision-making.

Platform Screenshots 4 images

Business Intelligence Analytics Dashboard

Content Monetization Dashboard

Compliance Reports Dashboard

Performance Analytics Dashboard

AI-Powered Automation

Digital Workers

Autonomous AI systems orchestrating multi-agent workflows

3 Workers

26 Agents

24/7 Uptime

Digital Worker

Intelligent Payment Recovery System

Payment failures in subscription businesses cause significant revenue loss and customer churn. Traditional recovery methods have low success rates (10-15%), lack personalization, and fail to address root causes like timing, payment method issues, or customer circumstances.

AI Agents

Orchestrator Agent ACTIVE

Diagnostic Agent ACTIVE

+ 9 more

11 Agents View Details

Digital Worker

Real-Time Fraud Detection & Investigation Hub

Telecommunications and media companies face sophisticated fraud attacks including SIM swap fraud, credential sharing, subscription fraud, and bot streaming. Traditional rule-based systems cannot adapt to evolving fraud patterns and generate excessive false positives.

AI Agents

Orchestrator Agent ACTIVE

Feature Engineer Agent ACTIVE

+ 6 more

8 Agents View Details

Digital Worker

AI Agentic Churn Prevention System

Customer churn in telecommunications and media causes significant revenue loss. Traditional retention efforts are reactive, generic, and fail to address individual customer circumstances, resulting in low intervention success rates and wasted retention budgets.

AI Agents

Aria - Orchestrator Agent ACTIVE

DataFlow - Data Engineer Agent ACTIVE

+ 5 more

7 Agents View Details

Business Overview

Platform at a Glance

Comprehensive overview of capabilities, audience, and value delivered

Enterprise Capabilities

24 core functions

Real-time authorization for credit and debit cards (Visa, MasterCard, Maestro, AMEX, JCB)

Integration with 60+ Spanish and Portuguese financial institutions via ServiRed and Sistema 4B networks

Authorization, pre-authorization, capture, void, refund, and tokenization operations

Multi-layer 3D Secure authentication (Verified by Visa, MasterCard SecureCode)

Recurring billing engine with daily, weekly, monthly, and annual billing frequencies

Advanced pricing models including tiered pricing, volume discounts, promotional campaigns, and bundle management

Intelligent payment retry logic with cascading attempts

Automated dunning management with proactive customer communication

Multi-channel payment processing across web, mobile, and API channels

Alternative payment methods including digital wallets, bank transfers, buy-now-pay-later, and carrier billing

Convergent billing for telecommunications providers

Usage-based charging and roaming calculations

Prepaid account management and device financing workflows

Content monetization tools and streaming platform management

Gaming micropayment processing and digital marketplace capabilities

Real-time machine learning fraud detection

Customizable risk rules and blacklist management

Behavioral fraud analysis

KYC verification workflows

Regulatory reporting for AML and GDPR requirements

Real-time transaction monitoring dashboards

Revenue analytics and conversion tracking

Settlement reconciliation and commission breakdowns

Custom report generation

Target Audience

10 stakeholder groups

Telecommunications service providers

Media streaming platforms

Digital content publishers

Cable and satellite operators

Gaming platforms

Enterprise clients requiring high-volume B2B payment processing

Enterprise clients requiring high-volume B2C payment processing

Media and entertainment companies

Telecommunications and media companies operating in Spain and Portugal

Modern digital businesses with complex billing and transaction needs

Competitive Edge

8 key differentiators

Enterprise-grade digital platform for comprehensive payment processing

Unified payment infrastructure addressing complex billing needs

Sub-second response times for all payment operations

Sophisticated recurring billing engine with flexible subscription lifecycle management

Seamless omnichannel customer experiences across web, mobile, and API

PCI DSS Level 1 compliance with comprehensive audit logging

Industry-specific features tailored for telecommunications and media sectors

Robust virtual POS terminal system with multi-layer security

Value Proposition

8 key benefits

Addresses complex billing and transaction needs of modern digital businesses

Minimizes involuntary churn through intelligent payment retry logic and proactive customer communication

Protects against fraudulent transactions with real-time ML fraud detection and behavioral analysis

Ensures transaction security through multi-layer 3D Secure authentication

Maintains regulatory compliance for AML and GDPR requirements

Provides informed decision-making through comprehensive dashboards and financial reporting

Delivers PCI compliance while supporting seamless customer experiences

Enables flexible subscription lifecycle management with advanced pricing models